Firstly, let me admit to my bias … I’m scared of a client running out of money. Every year, I seem to meet with somebody’s mom or dad whose RRIF has run out. And by then, it’s too late.

A successful retirement plan requires a clear understanding of tax, inflation, investment risks and returns. It also requires an annual review and an ongoing conversation – because it is a lot like drawing a line in the sand – circumstances will change and your plan will need to adapt to that.

Retirement Planning

Our Process

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Annual Meetings

Annual Meetings

The cornerstone of any Financial Plan is to review your progress. Circumstances change and your plan needs to reflect those changes. Quite frankly, our desire to meet to prepare your annual tax return has more to do with a review than the actual tax filing. Most people are busy throughout the year and it can be difficult to schedule a meeting...that being said, your retirement may depend on it...

Research & Analysis

Research & Analysis

For some people the process of picking an investment can be overwhelming - many may simply throw their hands up in frustration. It could also be easy to think that 'they are all the same'...but some investments seem to perform better than others, not unlike how we may encounter individuals who are simply better at their chosen profession.

Our research narrows down the list of investments to a manageable size, to help you make an intelligent decision without any institutional bias. 

Accessibility & Client Contact

Accessibility & Client Contact

Simply put, we are here to answer your questions. We try to personally answer all our phone calls and respond to emails usually within a few hours. Although not a 24/7 operation, we often hear from clients outside of normal business hours and try to provide a prompt response.

Other Services

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Tax Preparation & Planning

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We complete a wide range of tax returns every year – everything from a basic tax return, to a sole proprietor with rental properties, we’re here to help.

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Estate Planning

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From the transfer of investments to your family members to which insurance best suits your needs, we’re here to help ease the process.

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